Trusted by 1,00,000+ Business Owners

Get ₹50,000 – ₹7 Lakhs in Your Bank Account. Today.

No paperwork. No collateral. 100% digital. Apply in 10 minutes, get approved instantly, and receive funds the same day.

22,000+Loans Disbursed
10 minApproval Time
₹99/dayEMI Starts At
Smiling business owner shopkeeper
RBI Regulated NBFC
Founded by IIT Alumni
Bank-Level Security
816 Pin Codes Served
118+ Field Agents

Get Your Loan in 4 Simple Steps

From application to money in your bank - the entire process is digital and takes just 10 minutes.

1

Download the App

Get the FriendLoan app from the Google Play Store.

2

Fill in Basic Details

Enter your Aadhaar, PAN, and business info - no paperwork needed.

3

Get Instant Approval

Our automated system approves your loan in under 10 minutes.

4

Receive Funds

Money is sent directly to your bank account via IMPS the same day.

Why 22,000+ Businesses Choose FriendLoan

We’ve built everything around what Business Owners actually need - speed, simplicity, and respect.

10-Minute Approval

Complete your application in 10 minutes. Automated approval means no waiting around for days.

100% Paperless

Everything from application to repayment happens digitally on your mobile phone. No documents to submit.

No Collateral Needed

Your business potential is your guarantee. Completely unsecured loans - no assets or guarantors required.

EMIs from ₹99/day

Repayments matched to your daily revenue. Flexible 6-to-24-month tenures you choose based on your cash flow.

No PDC / Cheque

No post-dated cheques needed. Repayments happen digitally through automated bank mandate - simple and transparent.

Zero Foreclosure Charges

Want to repay early? Go ahead - no penalties, no hidden fees. Settle your loan anytime you want.

See What Your Loan Costs

Adjust the sliders to estimate your daily repayment. No surprises - what you see is what you pay.

₹2,00,000
12 months
Your estimated daily repayment
≈ ₹735 / day
≈ ₹22,050 / month
*Illustrative estimate. Actual EMI depends on your credit profile. Interest rates from 18-30% p.a.

Our Impact in Numbers

1,00,000+
Loan Applications Processed
22,000+
Loans Disbursed
816
Pin Codes Served
118+
Feet on Street Agents

Loan Products for Your Business

Whether you run a kirana store, a street food stall, or a small workshop - we have a loan that fits.

Happy shopkeeper with FriendLoan

Small Business Loans

Expand your operations, stock up inventory, or invest in new equipment. Flexible, hassle-free loans to help you grow.

  • ₹50,000 to ₹7 Lakhs unsecured
  • Competitive interest rates
  • Quick application, same-day disbursement
  • Dedicated support from our team
Apply Now
MSME business owner

MSME Loans

Tailored for Micro, Small, and Medium Enterprises. Upgrade technology, expand your market, or boost production capacity.

  • Collateral-free options available
  • Streamlined digital approval
  • Flexible 6-to-24-month tenures
  • Personalized financial guidance
Apply Now

Who Can Apply?

If you run a retail or wholesale shop and receive payments through UPI or bank transfers, you’re eligible.

Kirana shop

Kirana / Retail Shops

Grocery stores, general stores, provision shops

Wholesale trader

Wholesale Traders

Bulk goods dealers and distribution businesses

Salon services

Service Businesses

Salons, tailoring, mobile repairs, food stalls

UPI QR code payment

Any UPI Business

Any shop receiving payments via UPI or bank

See FriendLoan in Action

Watch how we help shopkeepers get loans right at their doorstep.

Your Data is Safe With Us

We never access your contacts, gallery, or personal details beyond what’s needed for the loan.

No Contacts Access
No Gallery Access
Bank-Level Security
Made in India
Safe & Secure
Flexible EMI

What Our Customers Say

Real stories from real shopkeepers across Tamil Nadu.

Kavya
Kavya
KN Store
★★★★★
“FriendLoan came to my shop and did the entire loan process in front of me in a friendly way.”
Palani
Palani
Renuga Store
★★★★★
“No document verification needed - they did everything through the FriendLoan app on my phone itself.”
Sanjai
Sanjai
Mas Mobiles
★★★★★
“Got loan approval within one hour. It was very useful for buying stock for my shop at the right time.”
Shankar
Shankar
SR Gents Saloon
★★★★★
“They processed ₹5,00,000 in a single day. Whenever I call, they respond promptly.”
Jebastin
Jebastin Jayaprakash
RRS Tailor
★★★★★
“I was scared of online loans, but they came to my shop and did everything in front of me. Felt very safe.”
Syed Sabir
Syed Sabir Pasha
Kings Sparrow Mens Collection
★★★★★
“I used to borrow at high interest. FriendLoan’s rates are much more fair and reasonable.”
Selvi
Selvi
Ganapathy Store
★★★★★
“The daily EMI gets debited automatically and I get a direct message on my phone immediately.”
Praveen
Praveen
Juice Series
★★★★★
“When I was unwell for 2 days, they understood my situation. I paid the installment without any extra interest once I reopened.”
Mani
Mani
Surya Store
★★★★★
“Any doubt I have, I call the agent and they come in person to clear it for me.”
Fathima
Fathima Begam
Begam Tailoring Shop
★★★★★
“No extra charges - only the correct installment gets debited from my account.”

Ready to Grow Your Business?

Join 22,000+ shopkeepers who’ve already unlocked their business potential with FriendLoan.